Secure Mortgage Application
Are you asking yourself “Where am I”? If so, you want to PRE-QUALIFY! The pre-qualification is typically your best place to start, if you are entering the home buying arena for the first time or are just curious how your financials “stack up” to the mortgage loan programs available to you. Stepping through our pre-qualification tool will establish a good sense of your overall home-buying wellness. If you are looking for a mortgage specialist who can talk to you , personally, about how home purchase price, taxes, insurance and other facets of home ownership impact your income and cash out of pocket; taking the time to complete our 5 minute pre-qualification tool is going to get you the answers you are looking for. There is no need to have your credit queried for a pre-qualification. Completing the pre-qualification is simply the basis for starting a good conversation with a Loan Officer who can guide smart decision making on your new home purchase.
Signature Loan Officer James 30 Minute Pre-Approval
“If you see the house you need, let us get you the pre-approval to proceed”! If you are actively engaged in home search efforts, chances are you have a good idea of your financial situation and are ready to “make the move” to a pre-approval. Securing a mortgage pre-approval is one of the strongest bargaining tools you can add to your home-buying preparedness kit! A home buyer with a strong pre-approval, from a reliable mortgage loan officer, is instantly regarded as a distinguished candidate for home ownership and is almost always going to garner priority respect of the sellers and the agents representing the transaction. Having that “piece of paper in your pocket” eliminates much of the speculation about your ability to afford a monthly mortgage payment and the closing costs that a cautious seller may have about a potential buyer. As well, it puts you in a position of negotiating power!